Privacy Policy

Last Updated: January 5, 2025

1. Introduction

GrowFi Learning LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application, GrowFi.

2. Information We Collect

2.1 Information You Provide

• Account Information: Email address, username, password (hashed and encrypted)
• Profile Information: Avatar, starting balance
• Trading Activity: Stock trades, portfolio holdings, transaction history

2.2 Automatically Collected Information

• Device Information: Device type, operating system version
• Usage Data: App interactions, features used, session duration
• Technical Data: IP address, API request logs (for error tracking)

2.3 Third-Party Services

• Google Sign-In: If you choose to sign in with Google, we receive your Google account information (name, email address)
• Stock Market Data: We use Alpha Vantage API to provide real-time and historical stock market data

3. How We Use Your Information

We use the information we collect to:

• Provide and maintain the GrowFi app
• Process your simulated trades and manage your virtual portfolio
• Send you password reset emails (if requested)
• Improve our services and user experience
• Monitor app performance and fix errors
• Ensure app security and prevent fraud

4. Data Storage and Security

• Data Storage: Your data is stored securely on our servers using industry-standard security measures
• Password Security: Passwords are hashed using PBKDF2 encryption and are never stored in plain text
• API Security: All API communications use HTTPS encryption
• Database: User data is stored in a secure, encrypted database
• Access Control: Only authorized personnel have access to user data

5. Data Sharing

We do not sell your personal information to third parties.

We may share data:

• With third-party service providers (e.g., Alpha Vantage for stock market data, email service providers for password resets)
• If required by law, legal process, or government request
• To protect our rights, property, or safety, or that of our users
• To prevent fraud or abuse

6. Your Rights

You have the right to:

• Access: Request a copy of your personal data
• Correction: Correct inaccurate or incomplete data
• Deletion: Delete your account and all associated data
• Opt-out: Opt-out of certain data collection (where applicable)

To exercise these rights, please contact us using the information provided below.

7. Children's Privacy

GrowFi is designed for educational purposes and is suitable for users aged 13 and above. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately so we can delete such information.

8. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. If you delete your account, we will delete or anonymize your personal information within 30 days, except where we are required to retain it by law.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy on this page
• Updating the "Last Updated" date
• Sending you an email notification (for significant changes)

10. Important Notice

GrowFi is a simulation and educational app. No real money is involved in trading activities. All trades, portfolios, and balances are virtual and for educational purposes only.

11. Contact Us

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© 2025 GrowFi Learning LLC. All rights reserved.